--- title: Account to Account Money Movement is the Future of Payments description: Dave Glaser, President and COO of Dwolla, pointed out that moving money from account to account is becoming a key piece of Fintech innovation on this week’s Fintech Growth Talk. image: https://web3growthassociation.com/hubfs/austin-distel-744oGeqpxPQ-unsplash.jpg --- [![MGA Logo_Horizontal-Color-434px](https://web3growthassociation.com/hs-fs/hubfs/MGA%20Logo_Horizontal-Color-434px.png?width=217&height=26&name=MGA%20Logo_Horizontal-Color-434px.png "MGA Logo_Horizontal-Color-434px")](https://web3growthassociation.com/) Open Search Events [MGS 22 Las Vegas](https://events.bizzabo.com/358800) [Executive Connect](https://events.bizzabo.com/executiveconnect) [Women Of The Year Awards 2022](https://widgets.mobilegrowthassociation.com/events/mgs-22/page/2031094/women-of-the-year-awards) [See All Events](https://web3growthassociation.com/events) [APPLY TO SPEAK](https://web3growthassociation.com/speaker-application) APPLY TO SPONSOR Webinars & Webcasts [MGA Webinars](https://web3growthassociation.com/webinars) [APPLY TO SPEAK](https://web3growthassociation.com/speaker-application) APPLY TO SPONSOR Podcasts [Fintech Growth Talk](https://web3growthassociation.com/fintech) Channels [User Acquistion](https://www.mobilegrowthsummit.com/all-media?ua) [Retention & Engagement](https://www.mobilegrowthsummit.com/all-media?re) [Artificial Intelligence](https://www.mobilegrowthsummit.com/all-media?ai) [Monetization](https://www.mobilegrowthsummit.com/all-media?monetization) [LTV](https://www.mobilegrowthsummit.com/all-media?ltv) [Mobile Gaming](https://www.mobilegrowthsummit.com/all-media?gaming) [See All Media](https://web3growthassociation.com/all-media) [SUBMIT ARTICLE IDEA](https://share.hsforms.com/1qyaCXBsCRHyus5ftkoqRXw34v9x?__hstc=17895014.67ed4e0440429f7fd858dbdaa6017f42.1596082292944.1610407079532.1610469949158.104&__hssc=17895014.1.1610469949158&__hsfp=555322576) [Industry Jobs](https://careers.mobilegrowthassociation.com) [Join Now](https://web3growthassociation.com/membership) Open Search Close Search [  How Strong UA, UX and Monetization Strategies Can Help You Scale Your App](https://web3growthassociation.com/blog/how-strong-ua-ux-and-monetization-strategies-can-help-you-scale-your-app) [A Look at Rising Customer Acquisition Costs in 2021  ](https://web3growthassociation.com/blog/a-look-at-rising-customer-acquisition-costs-in-2021) # Account to Account Money Movement is the Future of Payments ![](https://web3growthassociation.com/hubfs/austin-distel-744oGeqpxPQ-unsplash.jpg) [Christina Trampota](https://web3growthassociation.com/blog/author/christina-trampota) Posted Nov 2, 2021 [mailto:?subject=Check%20out%20Account%20to%20Account%20Money%20Movement%20is%20the%20Future%20of%20Payments%20&body=Check%20out%20https://web3growthassociation.com/blog/account-to-account-money-movement-is-the-future-of-payments&utm_medium=social&utm_source=email](mailto:?subject=Check%20out%20Account%20to%20Account%20Money%20Movement%20is%20the%20Future%20of%20Payments%20&body=Check%20out%20https://web3growthassociation.com/blog/account-to-account-money-movement-is-the-future-of-payments&utm_medium=social&utm_source=email) [Featured](https://web3growthassociation.com/blog/tag/featured) [Fintech](https://web3growthassociation.com/blog/tag/fintech) When we talk about Fintech, we often talk about using technologies to deliver new digital banking services to underbanked customers. Or evolving the banking experience. Or how technology is democratizing access to financial and economic opportunities. At the core of many of these new digitally-driven services is payments. Specifically, how money is moved from one account to another, be it person to person, business to business, or even person to business. And perhaps no other Fintech firm is more equipped and well-positioned to tackle account to account payments than Dwolla, a sophisticated platform developed to facilitate moving money affordably, easily and quickly. Dave Glaser, President and COO of Dwolla, pointed out that moving money from account to account is becoming a key piece of Fintech innovation on this week’s [Fintech Growth Talk](https://www.mobilegrowthassociation.com/fintech). Like many trends accelerated by the pandemic, both startups and large companies are starting to embrace new technologies that embed financial transactions across a variety of experiences. And it’s across a variety of industries, as well, not just banking. Glaser notes that mortgage companies, escrow firms, insurance agencies and even individual gig economy workers across a broad spectrum not only rely on digital technologies to use money, but they’re placing it at the heart of their digital transformation efforts. These new digital tools for transferring money between accounts is a good match for the global economy, says Glaser. Cross border money movement is complicated, but increasingly necessary for both individuals and businesses as we embrace more global marketplaces. Open banking, which is common in Europe and starting to become more widespread in the US, is a big part of that. Open banking involves greater access to data and banking APIs, as well as firms like Dwolla, which ultimately will allow for greater connectivity between organizations. This will not only enable growth of global marketplaces for people like gig workers, but it will also facilitate both international travel and remittances, says Glaser. And while international money movement is a huge opportunity, so too is helping the underbanked gain access to new financial services. For example, buy now pay later services are becoming extraordinarily popular, as they allow consumers to make purchases on credit without having to go through normal credit checks. While that part of the equation is innovative, so too is the payment part, where moving money from account to account is the underlining payment system for these types of services. Ultimately, Glaser believes it’s not just about moving money around, but about developing and maintaining connections, which engender both loyalty and faster transactions. It’s about enabling not only small innovators in Fintech, but also large companies to rethink their approach to a variety of payment-related activities such as credit, fraud detection and reporting. It turns out that the easier it is to move money around safely, the more innovation can be developed across the board. And that’s something we can all be excited about.   **About Dave Glaser** Dave Glaser, President and COO of Dwolla.  Dave is an industry veteran with a breadth of experience, and he is focused on enterprise growth strategies, customer onboarding, services and more. Prior to Dwolla, he served as Senior Vice President at Mastercard, after previous executive roles at Worldpay through the IPO and merger with Vantiv, and Cybersource driving growth that resulted in the acquisition by Visa. Follow Dave on [Twitter](https://www.twitter.com/dwolla/) or[ LinkedIn.](https://www.linkedin.com/company/dwolla/)  *Listen to our full interview with Dave Glaser* *here* *.* #### [![](https://web3growthassociation.com/hubfs/icon-calendar.svg) Upcoming Events](https://web3growthassociation.com/events) #### [![MGA Podcasts](https://web3growthassociation.com/hubfs/icon-podcasts.png) Podcasts](https://web3growthassociation.com/podcasts) ##### [![Simplifying Taxes for Freelancers](https://web3growthassociation.com/hs-fs/hubfs/image001-2.jpg?width=300&name=image001-2.jpg) Simplifying Taxes for Freelancers Posted Feb 15, 2022](https://web3growthassociation.com/podcasts/simplifying-taxes-for-freelancers) ##### [![Unlocking the Potential of Financial Services with AI](https://web3growthassociation.com/hs-fs/hubfs/Fintech-Growth-Talk---Kevin-Levitt.jpg?width=300&name=Fintech-Growth-Talk---Kevin-Levitt.jpg) Unlocking the Potential of Financial Services with AI Posted Dec 29, 2021](https://web3growthassociation.com/podcasts/unlocking-the-potential-of-financial-services-with-ai) ##### [![AARP: The intersection of Health Tech and Fintech](https://web3growthassociation.com/hs-fs/hubfs/image001-1.jpg?width=300&name=image001-1.jpg) AARP: The intersection of Health Tech and Fintech Posted Dec 10, 2021](https://web3growthassociation.com/podcasts/aarp-the-intersection-of-health-tech-and-fintech) ##### [![FinTech and mobile strategy insights from Google](https://web3growthassociation.com/hs-fs/hubfs/Cherlene-Jolly%20V2.jpg?width=300&name=Cherlene-Jolly%20V2.jpg) FinTech and mobile strategy insights from Google Posted Nov 27, 2021](https://web3growthassociation.com/podcasts/fintech-and-mobile-strategy-insights-from-google) ##### [![Rebuilding the financial services ecosystem one API at a time](https://web3growthassociation.com/hs-fs/hubfs/Fintech---Richie-Serna.jpg?width=300&name=Fintech---Richie-Serna.jpg) Rebuilding the financial services ecosystem one API at a time Posted Nov 10, 2021](https://web3growthassociation.com/podcasts/rebuilding-the-financial-services-ecosystem-one-api-at-a-time) ### Recommended Articles #### [![Where the action and the money *really* is in mobile gaming apps](https://web3growthassociation.com/hs-fs/hubfs/Website%20Images/Podcast%20Images/All/NebojshaMitrikeski_mediaThumbnail-650x325.jpg?width=300&name=NebojshaMitrikeski_mediaThumbnail-650x325.jpg) Where the action and the money \*really\* is in ... 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