--- title: "Oxygen: Flexible Banking Designed for the 21st Century" description: In Fintech Growth Talk, we will explore the needs and peculiarities of fintech — from established financial institutions that need to innovate to mobile-first disruptors. image: https://web3growthassociation.com/hubfs/HusseinAhmed-1.jpg --- [![MGA Logo_Horizontal-Color-434px](https://web3growthassociation.com/hs-fs/hubfs/MGA%20Logo_Horizontal-Color-434px.png?width=217&height=26&name=MGA%20Logo_Horizontal-Color-434px.png "MGA Logo_Horizontal-Color-434px")](https://web3growthassociation.com/) Open Search Events [MGS 22 Las Vegas](https://events.bizzabo.com/358800) [Executive Connect](https://events.bizzabo.com/executiveconnect) [Women Of The Year Awards 2022](https://widgets.mobilegrowthassociation.com/events/mgs-22/page/2031094/women-of-the-year-awards) [See All Events](https://web3growthassociation.com/events) [APPLY TO SPEAK](https://web3growthassociation.com/speaker-application) APPLY TO SPONSOR Webinars & Webcasts [MGA Webinars](https://web3growthassociation.com/webinars) [APPLY TO SPEAK](https://web3growthassociation.com/speaker-application) APPLY TO SPONSOR Podcasts [Fintech Growth Talk](https://web3growthassociation.com/fintech) Channels [User Acquistion](https://www.mobilegrowthsummit.com/all-media?ua) [Retention & Engagement](https://www.mobilegrowthsummit.com/all-media?re) [Artificial Intelligence](https://www.mobilegrowthsummit.com/all-media?ai) [Monetization](https://www.mobilegrowthsummit.com/all-media?monetization) [LTV](https://www.mobilegrowthsummit.com/all-media?ltv) [Mobile Gaming](https://www.mobilegrowthsummit.com/all-media?gaming) [See All Media](https://web3growthassociation.com/all-media) [SUBMIT ARTICLE IDEA](https://share.hsforms.com/1qyaCXBsCRHyus5ftkoqRXw34v9x?__hstc=17895014.67ed4e0440429f7fd858dbdaa6017f42.1596082292944.1610407079532.1610469949158.104&__hssc=17895014.1.1610469949158&__hsfp=555322576) [Industry Jobs](https://careers.mobilegrowthassociation.com) [Join Now](https://web3growthassociation.com/membership) Open Search Close Search [  Digital Differentiation – Future of Community Banking](https://web3growthassociation.com/podcasts/digitaldifferentiation) [Exploring Digital Transformation in Financial Services with Ron Shevlin from Cornerstone Advisors  ](https://web3growthassociation.com/podcasts/exploring-digital-transformation) # Oxygen: Flexible Banking Designed for the 21st Century ![](https://web3growthassociation.com/hubfs/HusseinAhmed-1.jpg) [Christina Trampota](https://web3growthassociation.com/podcasts/author/christina-trampota) Posted Dec 15, 2020 5:00:00 AM [mailto:?subject=Check%20out%20Oxygen:%20Flexible%20Banking%20Designed%20for%20the%2021st%20Century%20&body=Check%20out%20https://web3growthassociation.com/podcasts/flexible-banking&utm_medium=social&utm_source=email](mailto:?subject=Check%20out%20Oxygen:%20Flexible%20Banking%20Designed%20for%20the%2021st%20Century%20&body=Check%20out%20https://web3growthassociation.com/podcasts/flexible-banking&utm_medium=social&utm_source=email) [Podcasts](https://web3growthassociation.com/podcasts/tag/podcasts) [Fintech](https://web3growthassociation.com/podcasts/tag/fintech) Originally from Egypt, Hussein came to the US to study for a PhD in Computer Science at Virginia Tech in 2005. After graduating he went on to a few roles leading Engineering teams, most recently at Amazon, but felt the Entrepreneurship itch and went on to found and head Transpose Technologies, a holistic information management platform that had users spanning 169 countries and 100,000MAU. After a successful exit, Hussein decided to embark on an MBA at UC Berkeley’s Hass School of Business, taking part time freelancing roles as an engineer in the interim, figuring it would give him time to come up with his next idea. It was as a freelancer where he realized how broken the financial services sector was for this segment, and it was then where Oxygen was born. Fast forward two plus years, an incubation at Y Combinator, hyper growth and a realization that there are more problems to solve within the traditional finance sector, Oxygen is well positioned to disrupt traditional financial services.   Follow on [Twitter](https://twitter.com/husseinthoughts?lang=en).    Check out our full conversation with Hussein here.:       #### [![](https://web3growthassociation.com/hubfs/icon-calendar.svg) Upcoming Events](https://web3growthassociation.com/events) #### [![MGA Podcasts](https://web3growthassociation.com/hubfs/icon-podcasts.png) Podcasts](https://web3growthassociation.com/podcasts) ##### [![Simplifying Taxes for Freelancers](https://web3growthassociation.com/hs-fs/hubfs/image001-2.jpg?width=300&name=image001-2.jpg) Simplifying Taxes for Freelancers Posted Feb 15, 2022](https://web3growthassociation.com/podcasts/simplifying-taxes-for-freelancers) ##### [![Unlocking the Potential of Financial Services with AI](https://web3growthassociation.com/hs-fs/hubfs/Fintech-Growth-Talk---Kevin-Levitt.jpg?width=300&name=Fintech-Growth-Talk---Kevin-Levitt.jpg) Unlocking the Potential of Financial Services with AI Posted Dec 29, 2021](https://web3growthassociation.com/podcasts/unlocking-the-potential-of-financial-services-with-ai) ##### [![AARP: The intersection of Health Tech and Fintech](https://web3growthassociation.com/hs-fs/hubfs/image001-1.jpg?width=300&name=image001-1.jpg) AARP: The intersection of Health Tech and Fintech Posted Dec 10, 2021](https://web3growthassociation.com/podcasts/aarp-the-intersection-of-health-tech-and-fintech) ##### [![FinTech and mobile strategy insights from Google](https://web3growthassociation.com/hs-fs/hubfs/Cherlene-Jolly%20V2.jpg?width=300&name=Cherlene-Jolly%20V2.jpg) FinTech and mobile strategy insights from Google Posted Nov 27, 2021](https://web3growthassociation.com/podcasts/fintech-and-mobile-strategy-insights-from-google) ##### [![Rebuilding the financial services ecosystem one API at a time](https://web3growthassociation.com/hs-fs/hubfs/Fintech---Richie-Serna.jpg?width=300&name=Fintech---Richie-Serna.jpg) Rebuilding the financial services ecosystem one API at a time Posted Nov 10, 2021](https://web3growthassociation.com/podcasts/rebuilding-the-financial-services-ecosystem-one-api-at-a-time) ### Recommended Articles #### [![Where the action and the money *really* is in mobile gaming apps](https://web3growthassociation.com/hs-fs/hubfs/Website%20Images/Podcast%20Images/All/NebojshaMitrikeski_mediaThumbnail-650x325.jpg?width=300&name=NebojshaMitrikeski_mediaThumbnail-650x325.jpg) Where the action and the money \*really\* is in ... 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